374: How to Know When to Keep, Refinance, or Sell a Rental Property with Chris Lopez

In this episode, Jonathan Greene and Chris Lopez explore how investors can make better decisions about their rental properties by looking beyond simply holding an asset forever. Chris shares how the equity in one of his early properties changed his perspective on wealth building and showed him the potential of redeploying capital into investments that could produce greater income.

They also discuss Chris’s move toward the debt side of real estate investing, where he effectively becomes the bank. While debt funds may not offer the same upside as owning real estate directly, Chris values their potential for consistent cash flow and capital preservation with less volatility.

The conversation also examines Chris’s keep, refi, or sell framework. He explains why investors should compare a property’s current returns against other available investments while considering cash flow needs, personal liability, and the headaches associated with ownership. As investors’ priorities change, the best decision for a property may change with them.